Kinsale Capital Group (NYSE:KNSL – Get Free Report) and Hagerty (NYSE:HGTY – Get Free Report) are both mid-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their institutional ownership, profitability, analyst recommendations, dividends, valuation, earnings and risk.

85.4% of Kinsale Capital Group shares are held by institutional investors. Comparatively, 20.5% of Hagerty shares are held by institutional investors. 5.5% of Kinsale Capital Group shares are held by company insiders. Comparatively, 16.7% of Hagerty shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

This table compares Kinsale Capital Group and Hagerty’s net margins, return on equity and return on assets.

This is a summary of recent ratings for Kinsale Capital Group and Hagerty, as reported by MarketBeat.com.

Kinsale Capital Group currently has a consensus target price of $495.44, suggesting a potential upside of 27.18%. Hagerty has a consensus target price of $14.00, suggesting a potential upside of 2.23%. Given Kinsale Capital Group’s higher possible upside, equities research analysts clearly believe Kinsale Capital Group is more favorable than Hagerty.

Kinsale Capital Group has a beta of 1.09, meaning that its stock price is 9% more volatile than the S&P 500. Comparatively, Hagerty has a beta of 0.91, meaning that its stock price is 9% less volatile than the S&P 500.

This table compares Kinsale Capital Group and Hagerty”s revenue, earnings per share and valuation.

Kinsale Capital Group has higher revenue and earnings than Hagerty. Kinsale Capital Group is trading at a lower price-to-earnings ratio than Hagerty, indicating that it is currently the more affordable of the two stocks.

Kinsale Capital Group beats Hagerty on 10 of the 14 factors compared between the two stocks.

Kinsale Capital Group, Inc., a specialty insurance company, engages in the provision of property and casualty insurance products in the United States. The company’s commercial lines offerings include commercial property, small business casualty and property, excess and general casualty, construction, allied health, life sciences, entertainment, energy, environmental, excess professional, health care, public entity, commercial auto, inland marine, aviation, ocean marine, product recall, and railroad, as well as product, professional, and management liability insurance. It markets and sells its insurance products in all 50 states, the District of Columbia, the Commonwealth of Puerto Rico, and the U.S. Virgin Islands primarily through a network of independent insurance brokers. The company was founded in 2009 and is headquartered in Richmond, Virginia.