Roughly 20% of all U.S. job postings offer a six-figure salary. Sounds great, right? Here's the catch: they're clustered in a handful of states, and not all six-figure opportunities are created equal.

The real question isn't whether these jobs exist. It's whether you'll actually be better off chasing them. Some locations offer outsized opportunity. Others just offer outsized rent.

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We reviewed the newest study from JobLeads to find the top 10 states with the most six-figure jobs and broke down the real cost of living in each, because earning $150K in Hawaii means something very different than earning it in Colorado.

D.C. is in a league of its own. This is consulting, legal and federal contractor territory — and the demand is real. But there's a catch: your paycheck evaporates fast.

Compared to D.C., Hawaii only has a fraction of roles paying six figures. According to Indeed, these jobs include professor ($101,315) and veterinarian ($108,485). But costs are high.

Cost of living: 84% higher than national average (Honolulu)

California ties with Hawaii for the second-highest concentration of six-figure jobs, many of which are in tech and biotech.

Cost of living: 52% higher than national average (Los Angeles)