OwlPay Harbor, the payment API platform that bridges fiat and USDC stablecoin

OwlPay Harbor, OwlTing’s enterprise-grade payment API platform for compliant USD-USDC on/off-ramping and global stablecoin settlement.

Since its Nasdaq direct listing on October 16, OwlTing has seen a significant rise in inbound interest from payment companies, remittance providers, and financial institutions preparing for a future in which stablecoins and tokenized cash operate as standard rails for global commerce. Multiple clients across Canada, Europe, Africa, and Asia have already advanced into API integration and live transaction testing with OwlPay Harbor1, the Company’s enterprise-grade on/off-ramp and settlement layer for compliant USD-USDC2 flows.

These onboarding clients collectively manage up to US$100 million in monthly cross-border fiat volume, representing meaningful potential for phased migration onto stablecoin rails.

"The discussions we are having post-listing are markedly different from six months ago,” said Darren Wang, Founder and CEO at OwlTing Group. "Enterprises are no longer just studying stablecoins and tokenization, they are moving to the integration phase and preparing to shift real volume. It is particularly encouraging to see established payment companies in Asia and Europe view our platform as a compliant bridge to the U.S. market.”

Industry Momentum: Tokenized Money and Instant Settlement Are Converging

This shift reflects two accelerating global forces. The increasing adoption of tokenized assets, including cash deposits, treasuries, and stocks, by major global banks, trading platforms, and capital markets providers. Analysts estimate the tokenized-equity segment alone could exceed US$1 trillion if only 1% of global equities migrate on-chain3.

The rising demand for a compliant, real-time settlement layer capable of handling instant, programmable cross-border flows. OwlPay Harbor addresses these needs with regulatory coverage across 40 U.S. states4, enterprise-grade AML/KYC infrastructure, continuous transaction monitoring, multi-chain settlement capabilities, and optimized corridors spanning North America, Europe, and high-growth emerging markets.

Current participants integrating or testing OwlPay Harbor include remittance fintechs seeking faster U.S.-Africa and U.S.-Asia transfers, Canadian payment firms managing frequent USD flows, European SMEs exploring stablecoin-based supplier payments, and traditional financial institutions assessing tokenized cash and deposit strategies.

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